OK, so I found this blog today while researching the sub prime crisis
link. It's what my dream blog would be. Call me a finance nerd all you want, but I really enjoy this stuff and this guy has all the right stuff. The Citigroup explanation contradicts my own thinking and knowledge but it's wonderfully laid out and described. The Retail Financial Advise post should be required reading before investing money in anything! Expand your knowledge and learn something.
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